Free 5-day email course → Start the Challenge
Free FIRE Calculator

What's Your Freedom Number?

You can make more money. You cannot make more time.

Maybe it's the Sunday dread that hits before another Monday. Maybe it's the bonus that keeps you one more year — and then another. Maybe you earn well, invest sensibly, and still have no idea when you actually get to stop.

High income doesn't mean financial freedom. It usually means a bigger lifestyle, a bigger mortgage, and a number you need to escape that keeps growing. Most high earners work a decade longer than they have to — not because they can't afford to leave, but because they never calculated the exact number that sets them free.

That number exists. It's specific. It's calculable. It's below.

Your Numbers
$
Include rent/mortgage, food, transport, travel, everything.
$
$
Exclude primary home equity. Include super/401k/KiwiSaver/pension where accessible.
$
7%
$
35
55
7%
Coast FIRE: invest until this number, then stop. Compound growth does the rest.
Your Results
Your Freedom Number
$2,000,000
This is the portfolio size where you never need to work again. At a 4% withdrawal rate, this sustains your lifestyle indefinitely.
Annual Withdrawal
$80,000
4% of your Freedom Number per year, inflation-adjusted.
Geo-Arbitrage Version
$1,050,000
If geo-arbitrage reduces your annual expenses by ~47%, your Freedom Number drops by nearly half.
You could need $950,000 less.
🔒

Your FIRE Date
is ready

Enter your email to unlock your full timeline, Coast FIRE number, and all 10 expat destinations.

Free · No spam · Unsubscribe anytime

What's your next move?

Start the Free 5-Day Challenge → Read: What Is Your Freedom Number? Build your full FIRE Blueprint → Get The Complete FIRE Starter Guide — $27 →

How Your Freedom Number Changes Where You Live

Same lifestyle. Completely different number. See how your Freedom Number compares across 5 countries — then unlock the expat destinations where it drops by 60–75%.

$2M
at 4% withdrawal rate (25×)
CityExpenses/yrFreedom Numbervs. Yours
* All amounts shown in AUD. Sydney is used as the baseline. For educational purposes only.
🔒 Unlock 10 expat destinations — Chiang Mai, Bangkok, Bali, Penang, Lisbon, Medellín and more — free with your email
Free. No spam. Unsubscribe anytime. You'll also get the 5-Day Freedom Number Challenge.

✓ Check your inbox!

Your full city comparison is below. Day 1 of the 5-Day Challenge is on its way.

Copied!